East Ohio Conference of The United Methodist Church

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HEALTH CARE BENEFITS

Health Benefits for:

Active Clergy, lay employees & retirees less than age 65

HealthFlex is offered through the Wespath Benefits & Investments, a general agency of the denomination. HealthFlex is an integrated, wellness-driven health program focused on you. Just as John Wesley encouraged healthy living, HealthFlex supports participants like you to improve the quality of your health. HealthFlex is more than just a health insurance plan—it’s a comprehensive approach to healthier living.

Eligibility for HealthFlex
Pastors appointed at 75% time or more are eligible for HealthFlex benefits. Lay employees of local churches and district offices must work at least 30 hours per week to be eligible for HealthFlex benefits. To sponsor HealthFlex for lay employees a HealthFlex sub-adoption agreement must be completed by employer.

Contact Robin Whitacre to request the HealthFlex enrollment form and HealthFlex sub-adoption agreement, if applicable.

Click the image above to use ALEX to estimate costs and receive a personalized recommendation for HealthFlex Elections which can help you spend less on healthcare in 2023. ALEX will remain available throughout the Annual Election period (November 2-17), and participants can visit as often as they would like.

MDLIVE Telehealth Services Free Beginning April 1
MDLIVE offers benefits participants an opportunity 24 hours a day, seven days a week to consult with a board-certified physician by phone, secure video, or MDLIVE app. Beginning April 1, and continuing through the end of 2024, there will be no cost to HealthFlex participants and their covered dependents 10 years of age and older.

For acute, non-emergent medical needs, MDLIVE is a fast, convenient option that can save time and money. Participants can schedule virtual visits for common issues like the flu, allergies, ear problems and more, or to renew a prescription. No additional username or password is needed for primary participants to access MDLIVE for themselves and covered family members via their benefits login. Spouses enrolled in HealthFlex can access MDLIVE by logging into Virgin Pulse, visiting the Benefits page, and searching "MDLIVE Telemedicine" to log-in or register.

2023 Healthcare Options

HealthFlex Exchange Plans Comparison

Summary of the SIX medical plans offered by EOC for 2023:
H2000 is provided
H1500, C2000 & B1000 are ‘buy up’ options for participants
H3000 is a ‘savings’ option for HSA and/or pay vision & dental
C3000 is a ‘savings’ option to pay vision & dental

THREE dental plans are offered by EOC. All dental plans are ‘buy-up’ options for participants.
THREE visions plans are offered by EOC. The Core vision plan is included with all medical plans. The Full Service & Premier vision plans are ‘buy up’ options for participants.

An outline of ALL the plans (medical, dental & vision) can be found in the pdf above titled “HealthFlex Exchange Plan Comparison”.

Center of Health Intro

HSA Medicare Considerations

Guide to Accessing Your HF Benefits

How Do I Choose My HealthFlex Plans

If an eligible health care participant does not make any elections during HealthFlex ANNUAL Open Election Period; coverage defaults to the plans as stated below:

H2000 high – deductible health plan (HDHP) without the health savings account (HSA)
P4 pharmacy plan
Exam core vision plan
NO dental plan
NO pre-tax personal contributions into an HSA or an FSA

Retirees age 65 and over benefits click here.

HealthFlex Plan Premiums

2023 HealthFlex Plan Premiums

East Ohio Conference participant’s elections in HealthFlex are deductions from their monthly compensation. Letters have been sent to the churches and employers detailing the election choices for their participant(s)/employee(s).

The conference’s monthly health care & pension statement will include the billing for participant’s Health Flex buy-up elections.

All benefit premium deductions from compensation and the contributions to participant’s HSA and FSA (MRA & DCA) are pre-tax deductions.